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You may be tempted to chew or dip when these feelings hit
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Heres an example of the difference between non-smoking (non-tobacco) and smoking rates: Example: Non-Tobacco Life Insurance Rates for Copenhagen Dipper First, you need to know Life insurance premiums on tobacco ratings are between 2x and 4x more expensive than non-tobacco premiums for the same person
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"Mortality from Smoking in Developed Countries 19502000: indirect estimates from national vital statistics" (PDF)
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